Lets go shopping for graves and caskets…

“Let’s go grave and casket shopping.”

Did you ever wake up on a bright, warm sunny spring day and turn to your husband or wife and say “What a nice day.  Let’s go grave and casket shopping.”?

Probably never is my guess.  Nobody likes to think about death in general, and specifically, their own death.  For many families, discussing one’s own mortality would not show up on a list of their top 100 things to talk about this week.  Until a death occurs.  Then, making cemetery and funeral arrangements jumps sorrowfully to number one on the list.

By pre-planning for your funeral and cemetery needs, you can relieve your family of having to make important financial decisions during a period of great stress and grief…a time when people aren’t thinking very clearly and may not know what to do because you never made your wishes known.

It’s easy to say, “Throw me in a bag in bury me in the woods,” which is a direct quote I heard once from a husband who was dragged by his wife to the cemetery to look into prearranging for their final wishes.  It was good for a laugh, but even he knew that his comment had zero merit.  But it is important to realize that the ritual of a funeral and/or memorial service isn’t for the deceased but for the living. It is a time when friends and family can gather together to grieve openly and to provide support for one another.

Pre-planning your funeral may be very informal, and as simple as filling out a Family Estate Planning Kit that is free from Calumet Park for the asking, and sharing your wishes with a family member. More formal arrangements in the form of a preneed contract can be set up with a Family Service Counselor or funeral director at Calumet Park Cemetery, Calumet Park Funeral Chapel in Hobart or Merrillville, or Rendina Funeral Home in Gary.  You can design exactly what meets your needs and financial situation.

And for those who want to relieve their family of the financial burden that goes along with making cemetery and funeral arrangements, you can take advantage of Calumet Park’s no interest payment plan that allows one to freeze the price and have their money trusted until needed at 1st Source Bank in Valparaiso.

Pre-planning, when done properly, can provide you with peace of mind because you know that your arrangements are ready when needed, and pre-funded, which means no worries about getting what you want if a death occurs unexpectedly and your bank account is not sufficient to meet the costs of even a simple funeral.  As with nearly all products and services, inflation drives the cost of funerals up yearly.  Preplanning and prefunding your final wishes ensures that your funeral is paid for at today’s prices.

While many people assume savings or life insurance will cover their final expenses, funerals must be paid for upfront, while many life insurance policies or bank accounts are not accessible to families until well after the funeral services are rendered.

 

 

By pre-planning your final wishes, you can:

  • make all the arrangements during a time of peace and not leave them to your family during their time of grief
  • make your wishes known
  • control the cost of your funeral and protect from inflation
  • ensure that personal records are organized and easy for your survivors to locate
  • protect your insurance so that it provides for your survivors and not for funeral expenses
  • provide protection in case the need arises before it is expected

Most people are not aware that over 150 decisions and tasks must be completed within the first 24-48 hours after an individual’s passing.  By arranging ahead of time, you can ensure that your loved ones will not have to wrestle over those details and decisions during their time of emotional upheaval.   The opportunity to know that everything is taken care of will allow proper remembrance and the first steps of healing.

All of your arrangements are guaranteed with Calumet Park and Affiliates preneed program and will be carried out just as you have directed.  You and your family will feel comfortable knowing that, when the need arises, all is taken care of and they can spend time celebrating a life that was lived and leave the grieving to the future.  Few people ever get over the loss of a loved one but a funeral helps to transition from life with a loved one to life after a loved one passes.

Pick up your phone today and call 219-769-8803 to speak to one of our professional and caring Family Service Counselors or funeral directors.  You have nothing to lose by at least allowing yourself a little time to have your questions answered, and if the answers meet your needs, you can make it possible for you and your loved ones to never have to talk about the subject again…until a death forces you to face the issue.  Be like so many of your neighbors who say “It is better to have it taken care of and not need it than to need it and not have it!”

 

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